Terms and Conditions

TERMS OF USE 

This website (www.ppgmortgage.com) is owned by Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage. Please read these Terms of Use (“Terms of Use”) carefully before starting to use this website. These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage (“Company“, “we”, “us”, or “our”), concerning your access to and use of the https://www.ppgmortgage.com/  website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”). You agree that by accessing the Site, you have read, understood, and agreed to be bound by all of these Terms of Use.

 

IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST LEAVE THE SITE IMMEDIATELY.

 

Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use at any time and for any reason. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Terms of Use on this page with the “Last Updated” date and you waive any right to receive specific notice of each such change. Changes are effective immediately, after they are posted on this page and you will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Use by your continued use of the Site. 

 

You acknowledge that Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage may disclose and transfer any information that you provide through this Website to (i) any company within the Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage group, its affiliates, agents or information providers; (ii) to any other person or entity with your consent; or (iii) if we have a right or duty to disclose or are permitted or compelled to so disclose such information by law. You consent to the transmission, transfer or processing of such information to, or through, any country in the world, as we deem necessary or appropriate, and by using and providing information through this Website you agree to such transfers.

 

We may collect information from your visit to our Website and use it to enhance your online customer experience. Use of this Website, including any patterns or characteristics concerning your interaction with it, may be monitored, tracked and recorded. Anyone using this Website expressly consents to such monitoring, tracking and recording. Any sharing of your personal information shall be in accordance with our Privacy Policy, available on https://www.ppgmortgage.com/privacy-policy/ 

Use of Information and Materials

The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

 

Unauthorized use of Pied Piper Mortgage Websites and systems, including but not limited to unauthorized entry into Pied Piper Mortgage systems, misuse of passwords, or misuse of any information posted to a site, is strictly prohibited.

 

Website Eligibility Terms: 

  • You may only access or use this website and transact business with Pied Piper Mortgage is you are at least 18 years of age, 

  • Each time you access and use this website you will comply with and be bound by these Terms of Use as the appear on this website, 

  • Each use of this website by you indicates and confirms your agreement to be bound by these Terms of Use, 

  • You agree that you will not use or attempt to use this website for any purpose other than conducting Mortgage related business with Pied Piper Mortgage as a real client without intention to deceive Pied Piper Mortgage

  • You agree to use the Service only for purposes that are legal, proper and in accordance with these Terms of Use and any applicable policies or guidelines. By way of example, and not as a limitation, You agree that when using the Service, You will not: 

      • Copy, reproduce, modify, use, republish, upload, post, publish, license, create derivative works from, transmit or distribute in any way material from the website without Pied Piper Mortgage’s written permission;

      • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others;

      • Upload, post, email or transmit or otherwise make available any inappropriate, defamatory, infringing, obscene, or unlawful Content;

      • Upload, post, email or transmit or otherwise make available any Content that infringes any patent, trademark, copyright, trade secret or other proprietary right of any party, unless You are the owner of the Rights or have the permission of the owner to post such Content;

      • Upload, post, email or transmit or otherwise make available messages that promote pyramid schemes, chain letters or disruptive commercial messages or advertisements, or anything else prohibited by law, these Terms of Service or any applicable policies or guidelines;

      • Download any file posted by another that You know, or reasonably should know, that cannot be legally distributed in such manner;

      • Impersonate another person or entity, or falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material;

      • Use any robot, spider, site search/retrieval application, or other device to retrieve or index any portion of services or collect information about users for any unauthorized purpose;

      • Submit Content that falsely expresses or implies that such Content is sponsored or endorsed by Pied Piper Mortgage;

      • Create user accounts by automated means or under false or fraudulent pretenses;

      • Promote or provide instructional information about illegal activities or promote physical harm or injury against any group or individual; or

      • Transmit any viruses, worms, defects, Trojan horses, or any items of a destructive nature.

      • Redeliver, transfer, or sell any information, software, lists of users, databases or other lists, products, or services provided through or obtained from Pied Piper Mortgage website. This includes among other activities, using “framing”, “scraping”, “screen scraping,” “database scraping”, or any other activity with the purpose of obtaining lists of users or other information and includes any of the pages, text, images or other content of this Web Site technology without express written permission.

      • Soliciting any of the individuals or companies listed on this web site for purposes of selling products or services is prohibited.

      • International users agree to comply with their own local rules regarding online conduct and acceptable content, including laws regulating the export of data to the United States or your country of residence.


Intellectual Property Rights 

The works of authorship contained in the Website (https://www.ppgmortgage.com/ ), including but not limited to all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions. Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without Pied Piper Mortgage prior written consent, except to the extent permitted by law, and then, only with notices of  Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage’s proprietary rights provided that you may download information and print out hard copies for your personal use, so long as you do not remove any copyright or other notice as may be contained in information, as downloaded. Other featured words or symbols, used to identify the source of goods and services, may be the trademarks of their respective owners.

 

Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content and the Marks.

Web Content and Materials 

The content on this Website is for information purposes only. It is believed to be reliable, but  Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage does not warrant its completeness, timeliness or accuracy. The information on the Website is not intended as an offer or solicitation for any other security or any financial instrument. The information and materials contained in this Website-and the terms and conditions of the access to and use of such information and materials-are subject to change without notice. Products and services described, as well as, associated fees, charges, interest rates, and balance requirements may differ among geographic locations. Not all products and services are offered at all locations.

You agree that (i) you will not engage in any activities related to the Website that are contrary to applicable law, regulation or the terms of any agreements you may have with  Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage, and (ii) in circumstances where locations of the Website require identification for process, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals.

 

CICERO & ROOSEVELT LLC DBA PIED PIPER MORTGAGE OR ITS SUPPLIERS MAY DISCONTINUE OR MAKE CHANGES IN THE INFORMATION, PRODUCTS OR SERVICES DESCRIBED HEREIN AT ANY TIME WITHOUT PRIOR NOTICE TO YOU AND WITHOUT ANY LIABILITY TO YOU. ANY DATED INFORMATION IS PUBLISHED AS OF ITS DATE ONLY, AND CICERO & ROOSEVELT LLC DBA PIED PIPER MORTGAGE DOES NOT UNDERTAKE ANY OBLIGATION OR RESPONSIBILITY TO UPDATE OR AMEND ANY SUCH INFORMATION. CICERO & ROOSEVELT LLC DBA PIED PIPER MORTGAGE RESERVES THE RIGHT TO TERMINATE ANY OR ALL WEBSITE OFFERINGS OR TRANSMISSIONS WITHOUT PRIOR NOTICE TO THE USER. FURTHERMORE, BY OFFERING THIS WEBSITE AND INFORMATION, PRODUCTS OR SERVICES VIA THIS WEBSITE, NO SOLICITATION IS MADE BY CICERO & ROOSEVELT LLC DBA PIED PIPER MORTGAGE TO ANY PERSON TO USE THE WEBSITE OR SUCH INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF THE WEBSITE AND SUCH INFORMATION, PRODUCTS OR SERVICES IS PROHIBITED BY LAW.

 

Potential Disruption of Service

Access to the Website may from time to time be unavailable, delayed, limited or slowed due to, among other things:

  • Hardware failure, including among other things failures of computers (including your own computer), servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment

  • Software failure, including among other things, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content

  • Overload of system capacities

  • Damage caused by severe weather, earthquakes, wars, insurrection, riots, civil commotion, act of God, accident, fire, water damage, explosion, mechanical breakdown or natural disasters

  • Interruption (whether partial or total) of power supplies or other utility of service

  • Strike or other stoppage (whether partial or total) of labor

  • Governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention

  • Activities undertaken to protect the property of Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage

  • Any other cause (whether similar or dissimilar to any of the foregoing) whatsoever beyond the control of Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage

Links To Other Sites 

Links to non-Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage Websites are provided solely as pointers to information on topics that may be useful to the Websites, and Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage has no control over the content on such non-Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage Websites. If you choose to link to a Website not controlled by Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage, Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage does not guarantee the authenticity of documents on the Internet. Links to non-Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.

 

Limitation of Liability
BECAUSE OF THE POSSIBILITY OF HUMAN AND MECHANICAL ERROR AS WELL AS OTHER FACTORS, THE WEBSITE (INCLUDING ALL INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE) IS PROVIDED “AS IS” “AS AVAILABLE”. CICERO & ROOSEVELT LLC DBA PIED PIPER MORTGAGE AND THIRD PARTY DATA PROVIDERS ARE NOT PROVIDING ANY WARRANTIES AND REPRESENTATIONS REGARDING THE WEBSITE. CICERO & ROOSEVELT LLC DBA PIED PIPER MORTGAGE AND THIRD PARTY DATA PROVIDERS DISCLAIM ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND WITH REGARD TO THE WEBSITE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS FOR ANY PARTICULAR PURPOSE. FURTHER, CICERO & ROOSEVELT LLC DBA PIED PIPER MORTGAGE WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS WEBSITE, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEBSITE AND FILES AND THE USER’S BROWSER OR OTHER SITE ACCESSING PROGRAM. NOR WILL CICERO & ROOSEVELT LLC DBA PIED PIPER MORTGAGE BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND CICERO & ROOSEVELT LLC DBA PIED PIPER MORTGAGE’S CONTROL. NO LICENSE TO THE USER IS IMPLIED IN THESE DISCLAIMERS.

CICERO & ROOSEVELT LLC DBA PIED PIPER MORTGAGE AND THIRD PARTY DATA PROVIDERS DO NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND INFORMATION. FURTHERMORE, CICERO & ROOSEVELT LLC DBA PIED PIPER MORTGAGE AND ITS AFFILIATES WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, COMPUTER VIRUSES, MALICIOUS CODE, OR OTHER DEFECT IN WEBSITE, ANY INCOMPATIBILITY BETWEEN THE WEBSITE AND THE USER’S FILES AND THE USER’S BROWSER OR OTHER SITE ACCESSING PROGRAM, OR ANY OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND CICERO & ROOSEVELT LLC DBA PIED PIPER MORTGAGE AND ITS AFFILIATES’ CONTROL.

UNDER NO CIRCUMSTANCES WILL CICERO & ROOSEVELT LLC DBA PIED PIPER MORTGAGE BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE WEBSITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER CICERO & ROOSEVELT LLC DBA PIED PIPER MORTGAGE HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT, (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.

 

Indemnification 
You agree to defend, indemnify, and hold harmless Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage, its affiliates and subsidiaries, and all of their respective directors, officers, employees, representatives, proprietors, partners, shareholders, members, employees, principals, agents, predecessors, successors, assigns, and attorneys from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses (including attorneys’ fees and litigation expenses) relating to or arising from your use of the Site, any breach by you of these Terms of Use, your negligent or intentional acts, errors or omissions in regard to the subject matter of these Terms of Use, or your failure to comply with applicable laws.
Enforceability and Governing Law
In the event any of the terms or provisions of these Terms and Conditions shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. These Terms and Conditions shall be subject to any other agreements you have entered into with Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage. The user’s access to and use of the https://www.ppgmortgage.com/  website, and the terms of this disclaimer are governed by the laws of the United States and the State of Illinois.
Equal Opportunity Employer 
Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage is an Equal Opportunity Employer. 
Contacting Us 
In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:

 

Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage

33 W. Roosevelt Rd. 2nd Floor 

Lombard, IL 60148

United States 

 

Phone: (224) 225-4651

 

Email: info@happymortgage.cm