Privacy Policy

PRIVACY POLICY 

Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage operates the https://www.ppgmortgage.com/ website, which provides the SERVICE. 

Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage understands that protecting consumer privacy is important. We respect the privacy of our visitors and appreciate the trust you place in us. Our clients require us to gather their non-public (or personal) information. Throughout the mortgage process, our team will need Social Security numbers, financial information, credit history, and other documentation to verify identity and evaluate risk. We go to extensive lengths to secure and protect the information clients provide by having procedural safeguards in place that comply with federal regulations. Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage will not use or share your information with anyone except as described in this Privacy Policy

This notice is provided to you pursuant to the Privacy of Consumer Financial Information Act and The Federal Trade Commission’s implementation regulation thereunder, 16 CFR Part 313. This privacy notice discloses the privacy practices for (www.ppgmortgage.com). This privacy notice applies solely to information collected by this website. To learn more about how Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage collects and uses your personal information, please read the following notice.  

Types of Information Collected

We are the sole owners of the information collected on this website. There are two types of information collected on our site: Personally Identifiable Information and Non-Personally Identifiable Information.

Personally Identifiable Information

For a better experience while using our Service, we may require you to provide us with certain personally identifiable information. Personally Identifiable Information (“personal information”) is information that identifies you as an individual, such as your name, mailing address, email address, age range, etc. Personal information may also include geo-location, phone carrier, or other device information.

Non-Personally Identifiable Information

Non-Personally Identifiable Information (“non-personal information”) is information that does not identify you as an individual, such as your browser type, IP Address, and the URL of the websites you visited before or after our site. Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage may automatically collect certain types of non-personal information from you when you use our site. We may also collect non-personal information that you voluntarily provide, such as information included in response to a questionnaire or survey.

How Information Is Collected

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms;
  • Information about transactions we might conduct for you;
  • Information about your transactions with non-affiliated third parties; and
  • Information we receive from a consumer-reporting agency.

Nonpublic information is defined as:

  • Information that can identify you;
  • That is not available publicly; and
  • That we collect in connection with providing a financial product or service to you.

We will use your information to respond to you, regarding the reason you contacted us.The information that we collect will be used to contact or identify you.

How Information Is Shared

Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage shares personal information about you, as required or permitted by law, with third parties, such as service providers who assist us in the day to day operations of our company in the administration, processing, servicing and sale of your loan. These third parties include among others, title companies, appraisers, insurance companies, underwriting services, processing services, printing companies, software providers, marketing services and purchasers of loans.

Our policy is to require third party service providers to enter into confidentiality agreements with us, prohibiting them from using any personal information they obtain for any other purpose other than those for which they were retained or as required by law.

We may also disclose information about you, when necessary or required, in legal and arbitration proceedings and to government agencies.

We may disclose the above information to companies performing marketing services on our behalf.

The information-sharing described above is subject to your right to direct that we do not make the disclosures, and this opt-out right is described below. We may disclose non-public (or personal) information about you, including consumer report information that relates solely to our transactions and experiences.

Opting Out

If you prefer that we do not disclose nonpublic personal information about you to non-affiliated third parties, you may opt-out and direct us not to make these disclosures (other than disclosures permitted by law). We do not share personal credit information with non-affiliates for marketing purposes.

You may not be able to limit all sharing with third parties, such as information to process your transactions at your request, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Log Data

We want to inform you that whenever you visit our Service, we collect information that your browser sends to us that is called Log Data. This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser version, pages of our Service that you visit, the time and date of your visit, the time spent on those pages, and other statistics.

Cookies

Cookies can be either “persistent” or “session” based. Persistent cookies are stored on your computer, contain an expiration date, and may be used to track your browsing behaviour upon return to the issuing web site. Session cookies are short-lived, are used only during a browsing session, and expire when you quit your browser. 

A cookie is a small piece of information sent by a site that is saved on your electronic device. It holds information a site may need to personalize your experience (i.e., rotating images on our sites’ home pages) and gathers statistical information, such as which pages are visited, what is downloaded, the Internet provider’s domain name and country that our visitors come from and the addresses of sites visited immediately before and after coming to our site. Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage may also use cookies in conjunction with third party services to obtain demographic data on visitors to our website. Examples of information collected include information to enable us to provide products and services that may better suit your needs.

You have the option to either accept or refuse these cookies, and know when a cookie is being sent to your computer. To browse without cookies, you can configure your browser to reject all cookies or to notify you when a cookie is set. Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences. If you choose to refuse our cookies, you may not be able to use some portions of our Service.

Security

We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

Service Providers 

We may employ third-party companies and individuals due to the following reasons:

  • To facilitate our Service;
  • To provide the Service on our behalf;
  • To perform Service-related services; or
  • To assist us in analyzing how our Service is used.

We want to inform our Service users that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated to NOT disclose or use this information for any other purpose.

Links To Other Sites

Our Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children’s Policy 

Our Services do not address anyone under the age of 18. We do not knowingly collect personal identifiable information from children under the age of 18. In the case we discover that a child under 18 years of age has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to take the necessary actions.

Changes To This Privacy Policy

Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage reserves the right to modify or amend this Policy at any time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. Changes are effective immediately, after they are posted on this page.

Acceptance Of Policy

By visiting www.ppgmortgage.com, you are accepting the terms and conditions of this Privacy Policy, and we have the right to use your information as described in this Privacy Policy.

This Privacy Policy applies only with respect to the information that we collect on-line on our website and not to any information that Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage collects through other methods or sources. If for some reason you believe that our site has not adhered to this Policy, please notify us at one of the addresses below.

Contacting Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at:

Cicero & Roosevelt Properties LLC DBA Pied Piper Mortgage

33 W. Roosevelt Rd. 2nd Floor Lombard, IL 60148,United States 

Phone: (224) 225-4651

Email: info@happymortgage.com